Who Is On Your Side ?

It seems at times when you are house hunting there is no one there that really want to help YOU. It appears they are justing looking out for Their own interest. But if you look around and search hard enough you can and will find that GREAT REAL ESTATE AGENT & that Great MORTGAGE BROKER or LOAN OFFICER that is honestly going to try to assist you to get you the home you want and at the Interest Rate and Price you want. It may take some time to do this but it will be well worth it. Talk to some of your friends who have went though the same home buying process and get some of their advise. Make a lot of phone calls and see if the person is really listening to you when you are telling them what you are looking for or are they trying to push you in another direction that suits their interest rather than yor own. Some Real Estate Agents try to push their OWN listings on you because they get more commission. That would be great IF they have a home you want but if not move on if they are not listening to you when you tell them want you are looking for. Rates are low and Home Prices are still coming down to more realistic levels in most areas so happy house hunting! The first thing is that you need to have good credit scores. You can check your credit scores online at My Fico.Com or Equifax.Next, you need to have some savings for a 5% or more down payment. Do you have a good way to save for a down payment? We highly recommend Emigrant Direct. They pay 5.05% on their savings account, with no minimums, no fees. www.rateinformer.com